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Retirement Security

Women generally earn lower wages than men, take more time out of the labor force for care giving, have smaller pensions and savings, and have longer life spans. As a result, achieving retirement security is especially challenging for women.

Women are far more likely to be poor than men. And indeed, without Social Security benefits, more than half of all women 65 and older would be poor. For more than four in 10 unmarried women (divorced, widowed, or never married) age 65 and over, Social Security provides 90 percent or more of their income. But, even with Social Security, one of every five elderly women living alone is poor.

Social Security reforms should ensure adequate benefits for future generations and improve the economic security of women, especially those older women who are most likely to be living in poverty.

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