Fox Medical Contributor Whitewashes His Call For Higher Insurance Premiums For Women
Experts have previously noted that women face discrimination in purchasing health insurance, and will continue to until the Affordable Care Act's provision banning the practice known as "gender rating" comes into effect in January, 2014. As the National Women's Law Center (NWLC) has noted, women "are charged more for health coverage simply because they are women." According to the NWLC, in the individual market, 92 percent of the best-selling healthcare plans charge different rates for men and women of the same age, and as a result, women pay an overall $1 billion more per year. This difference holds true even of plans that do not cover gender-specific care for women, like maternity care. From the NWLC:
Furthermore, our research shows a wide variation in the differences women are charged both within and across states--even with maternity care excluded. For example, one plan examined in Arkansas charges 25-year-old women 81% more than men for coverage while a similar plan in the same state only charges women 10% more for coverage than men. Neither plan covers maternity care. It's hard to justify or explain that variation.
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