A Reader Asks: I Get Coverage Through My Estranged Husband. Can I Choose To Go To The Marketplace?

If you were legally separated, the situation would likely be different. In that case, "they would be considered two separate tax households, and her eligibility for coverage through his employer does not impact her eligibility for the premium tax credit," says Dania Palanker, senior counsel at the National Women's Law Center. Tax credits for exchange coverage will be available for people with incomes up to 400 percent of the federal poverty level ($45,960 for an individual in 2013).