Health Insurance

On August 1, 2012, provisions in the health care law requiring insurance companies to cover contraceptives with no co-pay went into effect.  In the next few years, as an increasing number of health plans come under the law’s reach, more and more women will have access to all of the FDA-approved forms of contraception with no co-pay. This means that eventually all women with private insurance will get the full range of FDA-approved birth control methods, including oral contraception (the pill), injectables, the ring, contraceptive implants, diaphragms, cervical caps, and non-surgical permanent contraceptives without paying a co-payment or having the costs applied to her deductible.*  Sterilization for women is also covered with no co-pay or deductible.

(For more information on contraceptive coverage and coverage of preventive health services generally, please see Contraceptive Coverage in the Health Care Law: Frequently Asked Questions.)