Share Your Story: Thanks to the Health Care Law...
Thanks to the health care law...
Share your story and picture on our story blog and read the stories of other Americans who are benefitting from the health care law.
- a mother who is diagnosed with breast cancer can focus on her treatment and not worry about whether her insurance company will drop her because she got sick;
- a young boy who has type 1 diabetes won't have trouble getting health care coverage because of a pre-existing condition or face a lifetime cap on coverage;
- a young woman can go to her gynecologist and get a pap smear without a referral and without paying a co-pay.
These are only some of the ways the health care law is helping women and their families. Share your story and picture on our story blog and read the stories of other Americans who are benefitting from the health care law. Also, watch our blog to see if your story is highlighted.
Want to share your story on Twitter? Tweet @nwlc.
Please note: The views expressed in the stories below are those of the authors themselves and do not necessarily reflect the opinions of the National Women's Law Center. All statements of fact in these stories have been provided by the individual authors, and the National Women's Law Center cannot and does not vouch for their accuracy. The Center will compile the stories and may use them, in whole or in part, in our advocacy efforts. The Center also reserves the rights to delete posts inappropriate and unrelated materials to the health care story blog.
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Your Stories
Clarissa
, New York, Writer
Thanks to the health care law I don’t have to worry about my health as a twenty-three year old writer fresh out of liberal arts college. I can focus on my career and not just take a crappy job so I can go to a doctor. Even though it’s a struggle to live in New York City with low wages, it’s an artistic Mecca, a social Mecca, an intellectual Mecca. The only place I can imagine being right now. But I do need help. If it weren’t for the attentiveness of mentors employing me in part-time jobs, the kindness of my boyfriend’s parents in letting us live with them and the generosity of my parents providing a weekly allowance and the fact that I can stay on their health insurance, I really don’t know what I’d do. I wouldn’t be surprised if I needed to be on my parents’ plan until I am pushed away at twenty-six. But thank God I’ll have a couple extra years. Without it, there is no way I could see a doctor for regular check-ups or if I got sick. I love working at non-profits and for mentors and friends, but they can’t provide me with security like health care. Perhaps most importantly for me, my parents’ insurance helps me a great deal with paying for my birth control. Currently I use a generic birth control pill so I (by “I” I mean my mother) only have to pay $20 instead of $90 like I was for a brand name pill. Without my mom’s help, I wouldn’t be able to afford birth control. If insurance could completely cover it that would set my mind at ease even more. Not only does the pill prevent pregnancy, it greatly helps my health. Before I was on the pill, I had ovarian cysts and an uneven uterian lining, a possible sign of cancer. Once placed on the pill, the lining evened out and my cysts went away. Thanks to the health care law, I am healthy and open to planning a life I want.
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Judy Wood
Raleigh, NC, Security Guard
It has not helped me in the slightest.. As of Jan 1, 2012, my employer provided insuance only covers generic drugs as their prescription plan. Only one of my prescriptions is a generic. My prescriptions are now $700/month. That is approx half of my gross pay for the month. Needless to say, I can't afford them. It is a sorry state of affairs when a person has to have two full time jobs to be able to afford their meds.
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Chrystal
Northridge, CA, student
Oh, I could go ON AND ON about this!!!!!No, I have not benefitted in any way. I have no health insurance and I have at least 3 conditions which could be life threatening or at least, extremely painful. For starters, I injured my back and knee and am in terrible pain most of the time. I cannot even get an x-ray. I take OTC pain pills which really do not help and you're not really supposed to use them long-term. I have heart palpitations and do not know if this is something that could kill me. I have a sore or cut on my face which will not heal. I have other issues as well which could be very serious. I have been to free clinics but they always tell me they cannot do the necessary tests that I need. My mother also could benefit from seeing REAL doctors and get REAL care. She is on medicare and I feel the care she is getting is not good enough. She needs and deserves to be able to see top quality doctors.I had health insurance once. Aetna. I could not afford the co-pay so I never used it. Then one day I feared I had cancer. I could not get treated ANYWHERE. I walked for miles in 100 degree heat looking for a clinic Planned Parenthood in Canoga Park had referred me to. PP wouldn't help me, so they'd even given me a flyer for this clinic. After walking for miles and taking a bus part way, i found the clinic, called Tarzana Treatment Centers, which turned out to be a treatment center for alchoholics. No doctor anywhere! They then referred me to another Tarzana Treatment Centers a few miles away. They assured me they were a walk in clinic and had a sliding scale fee. I walked all the way there too, and SURPRISE!!!! They do not accept walk-ins and they charge an $85 flat fee - no sliding scale. Eventually I was in so much pain and was so scared I had cancer that I had to go to an emergency room. The doctor couldn't or wouldnt do any tests except a quick exam, said he didn't know what was wrong but didn't think it was cancer, and told me to make sure I get seen by a regular doctor. WHERE?!?! There was no place left to go so I gave up. This was in 2008 and I still do not know what is wrong with me. I am guessing it is not cancer....by the fact that I AM STILL ALIVE!!!!!!!!!!!!!!!!!!! This is how we must diagnose ourselves in this wretched country. if you survive, then your condition is not life threatening. Wow, America, what a country!Lastly, I do not approve of Obama's health care plan because it discriminates against women and because of that assinine provision that people up to age 26 can be on a parent's health insurance. Bullshit! Anyone over the age of 18 is an ADULT and must learn to get their own health insurance. What is up with Democrats trying to delay childhood?????????????????? So Obama's health care plan is age-ist AND sexist. We need health care that does not discriminate based on gender, age, or pre-exisiting conditions. I will never buy health insurance until I find one that meets my standards.
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Dr. Angeles Gonzalez Prado
Philadelphia, PA, Physician
Thanks to the ACA my Medicare patients do not have a co-pay for Colonoscopies, Mammograms, pPostate exams, PAs and Vaccinations. Many of my patients never had them before becaus, even co-pays made them unaffordable. My patients with cancer , seizures, Multiple Sclerosis, etc cannot be dropped from their insurances when they get sick, so they, and their families, can stay insured. Now they do not have a cap on out of pocket expenses, so they do not have to file for bankrupcy.Personally: I had my PAP, Mammogram and Flu vaccine with no co-pay this year. I will be able to keep my daughter in my insurance one mor year until she is 26 while she finishes her graduate studies.
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Lydia
Chicago, Ill, city of chicago
No it has not I have a ppo but I can not afford the twenty twenty five percent I do not make enough and I keep getting billed I do need to see my doctor to have a colon acspy and a anugalcspy once a year but I have not had one in four years I had a medical card for the twenty percent but it was taken a way .
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Elizabeth Weisleder
Gastonia, NC, retired
Also, as this is a 'woman healthcare' blog I should share this. In 11/07, just before being laid off, I went for a screening mammogram. As my right nipple was inverted, they wanted a right breast diagnostic mammogram,then an ultrasound, then a consult with a surgeon, then the MRI he wanted. Thank God I had insurance at that time because I was soon laid off and my employee health insurance ended 11/07. The surgeon said I should have a repeat right breast mammogram in 3 months. I was unable to pay COBRA. No way could I pay for an MRI from my small unemployment check.
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Elizabeth Weisleder
Gastonia, NC, retired
It has not helped me at all. I am 61 yrs.old and totally disabled. It took 4 yrs.plus an attorney to get before a judge and employment specialist. I 'won' my case. - if you consider getting Soc.Sec.Disability 'winning'. Despite a ton of medical records I was turned down by a government worker the first time I applied.. I have used all my savings,unemployment benefits,pension plan,cashed in my life ins.,borrowed money from my daughter & her husband,borrowed from my best friend and so forth to simply EXIST. I now rent a room in a barn with shower and microwave. I actually voted for President Obama because I believed UNINSURED patients would be helped. If you are uninsured,there is no "fee schedule" limitations/protections so you can be charged whatever medical providers want. I have a bill from my physician for a follow up routine exam - so I can get my medications - for $192. and need to follow up in 6 weeks.Then I applied for Medicaid. I take 10 prescription medications a month. I was turned down because my Social Security Disability check is too high. Absurd. They do NOT consider my necessary medical charges. I sat in the Social Services Office amongst many infants and people not speaking English. I READ where illegal aliens would NOT be reported to any other agency AND that United Sates Social Services would HELP them obtain a green card or Social Security card. WHAT? I was born and raised here, paid taxes,worked 45 years & I was not able to get Medicaid in my time of need?? Then there were the many babies & toddlers(& school age children not in school so they could translate). More deductions and a larger Welfare check. I actually asked a caseworker "So if I had worked less I would be eligible for Medicaid?" Answer was YES. Those on Welfare get Medicaid, Food stamps,housing,childcare,educational grants,etc.I am a 61 yr.old Grandma & qualify for nothing because I had actually worked & had a house = pd.taxes. ALL I asked for was Medicaid - help paying for the 10 prescriptions I pay for monthly. Medicaid to see my physician and obtain the tests she wants me to have. DECLINED. I guess I am now DISPOSABLE.
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Barbara Stakes
Oakford, Pennsylvania, unemployed
After 3-1/2 years without insurance because of my 'pre-exisiting' (controlled for 12 years) seizure disorder, thanks to the healthcare law, I know have medical insurance. Being in my early sixties, going without insurance was an added worry. Only someone who has experienced going without understands that nervous feeling at the slightest sign of something that could lead to a serious illness.Fortunately, I never had anything serious and the few times I had to see a doctor told them that I did not have insurance and they would bill me or give me a discount. However, I cannot imagine what would have it been like had I become seriously ill with an ongoing illness.I've recently had to have some tests that otherwise would have been beyond my means. But, without having the tests might not have found something that could lead to long term illness or even death.Because of the healthcare law, I have been able to stay healthy!
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Donna Crane
San Tan Valley, AZ, retired
Thanks to the Affordable Care Act Pre-Exiisting Conditon Insurance Plan (PCIP.org) my son is able to have insurance coverage although he lost his job last year. He has severe pancreatitis and high blood pressure and when we tried to get him insurance the quotes were $1200-$1600 range if they w.uld even talk to him. In other words they didn't want to insure him, so they made it unaffordable. I know the Pre-Existing Condition Insurance Plan cost varies by state, but here in Arizona he is able to have coverage (at age 40) for $188 a month...I believe it is about $109 a month for children until age 19 and goes up from there. He will be at his current rate until age 44, then it will go up about $20, but hopefully he'll be working then and have insurance with his job. He had a 6 month wait after he lost insurance before he qualified for PCIP, so that was my only quarrel with the program. He was hospitalized during that time at a cost of $60K which, of course, he'll never be able to pay off, but at least now he can see a doctor, get scans, and have surgery if the doctor decides he needs it for his pancreatitis. It also comes with a drug plan with $3 or $4 co-pays for generics and about $20 for brand name. His co-pays are $25, which is cheaper than I pay with Medicare. My only real complaint so far was the 6 month wait which someone with cancer would not be able to do, so I think that needs to be fixed. I have a friend here in AZ who had a stroke, and was on AZ Medicaid but our Governor cut Medicaid back and he lost that, but the 6 month wait still kept him from getting on the PCIP insurance which made no sense at all. I think the qualification for 6 month wait should be waived in the case of people who lose their jobs and insurance or who get dropped by state programs through no fault ofo their own. Even so, it has been a blessing for my son.
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Bill & Mary Vandivier
Pittsburgh, PA,
My son graduated from college in 2009, and worked part time jobs until late 2011. He is 24 years old, and for the two and a half years following graduation I provided his health insurance thanks (I believe) to the law allowing kids through 26 to stay on their parents' policy.
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