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Share Your Story: Thanks to the Health Care Law...

Thanks to the health care law...

Share your story and picture on our story blog and read the stories of other Americans who are benefitting from the health care law. 

  • a mother who is diagnosed with breast cancer can focus on her treatment and not worry about whether her insurance company will drop her because she got sick;
  • a young boy who has type 1 diabetes won't have trouble getting health care coverage because of a pre-existing condition or face a lifetime cap on coverage;
  • a young woman can go to her gynecologist and get a pap smear without a referral and without paying a co-pay.

These are only some of the ways the health care law is helping women and their families. Share your story and picture on our story blog and read the stories of other Americans who are benefitting from the health care law. Also, watch our blog to see if your story is highlighted.

Want to share your story on Twitter? Tweet @nwlc.

Please note: The views expressed in the stories below are those of the authors themselves and do not necessarily reflect the opinions of the National Women's Law Center. All statements of fact in these stories have been provided by the individual authors, and the National Women's Law Center cannot and does not vouch for their accuracy. The Center will compile the stories and may use them, in whole or in part, in our advocacy efforts. The Center also reserves the rights to delete posts inappropriate and unrelated materials to the health care story blog.

Your Stories

Lydia

Chicago, Ill, city of chicago

No it has not I have a ppo but I can not afford the twenty twenty five percent I do not make enough and I keep getting billed I do need to see my doctor to  have a colon acspy and a anugalcspy once a year but I have not had one in four years I had a medical card for the twenty percent but it was taken a way  .

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Elizabeth Weisleder

Gastonia, NC, retired

Also, as this is a 'woman healthcare' blog I should share this. In 11/07, just before being laid off, I went for a screening mammogram. As my right nipple was inverted, they wanted a right breast diagnostic mammogram,then an ultrasound, then a consult with a surgeon, then the MRI he wanted. Thank God I had insurance at that time because I was soon laid off and my employee health insurance ended 11/07. The surgeon said I should have a repeat right breast mammogram in 3 months. I was unable to pay COBRA. No way could I pay for an MRI from my small unemployment check.

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Elizabeth Weisleder

Gastonia, NC, retired

It has not helped me at all. I am 61 yrs.old and totally disabled. It took 4 yrs.plus an attorney to get before a judge and employment specialist. I 'won' my case. - if you consider getting Soc.Sec.Disability 'winning'. Despite a ton of medical records I was turned down by a government worker the first time I applied.. I have  used all my savings,unemployment benefits,pension plan,cashed in my life ins.,borrowed money from my daughter & her husband,borrowed from my best friend and so forth to simply EXIST. I now rent a room in a barn with shower and microwave. I actually voted for President Obama because I believed UNINSURED patients would be helped. If you are uninsured,there is no "fee schedule" limitations/protections so you can be charged whatever medical providers want. I have a bill from my physician for a follow up routine exam - so I can get my medications - for $192. and need to follow up in 6 weeks.Then I applied for Medicaid. I take 10 prescription medications a month. I was turned down because my Social Security Disability check is too high. Absurd. They do NOT consider my necessary medical charges. I sat in the Social Services Office amongst many infants and people not speaking English. I READ where illegal aliens would NOT be reported to any other agency AND that United Sates Social Services would HELP them obtain a green card or Social Security card. WHAT? I was born and raised here, paid taxes,worked 45 years & I was not able to get Medicaid in my time of need?? Then there were the many babies & toddlers(& school age children not in school so they could translate). More deductions and a larger Welfare check.  I actually asked a caseworker "So if I had worked less I would be eligible for Medicaid?" Answer was YES. Those on Welfare get Medicaid, Food stamps,housing,childcare,educational grants,etc.I am a 61 yr.old Grandma & qualify for nothing because I had actually worked & had a house = pd.taxes. ALL I asked for was Medicaid - help paying for the 10 prescriptions I pay for monthly. Medicaid to see my physician and obtain the tests she wants me to have. DECLINED. I guess I am now DISPOSABLE.

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Barbara Stakes

Oakford, Pennsylvania, unemployed

After 3-1/2 years without insurance because of my 'pre-exisiting' (controlled for 12 years) seizure disorder, thanks to the healthcare law, I know have medical insurance. Being in my early sixties, going without insurance was an added worry. Only someone who has experienced going without understands that nervous feeling at the slightest sign of something that could lead to a serious illness.Fortunately, I never had anything serious and the few times I had to see a doctor told them that I did not have insurance and they would bill me or give me a discount. However, I cannot imagine what would have it been like had I become seriously ill with an ongoing illness.I've recently had to have some tests that otherwise would have been beyond my means. But, without having the tests might not have found something that could lead to long term illness or even death.Because of the healthcare law, I have been able to stay healthy! 

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Donna Crane

San Tan Valley, AZ, retired

Thanks to the Affordable Care Act Pre-Exiisting Conditon Insurance Plan (PCIP.org) my son is able to have insurance coverage although he lost his job last year.  He has severe pancreatitis and high blood pressure and when we tried to get him insurance the quotes were $1200-$1600 range if they w.uld even talk to him. In other words they didn't want to insure him, so they made it unaffordable. I know the Pre-Existing Condition Insurance Plan cost varies by state, but here in Arizona he is able to have coverage (at age 40) for $188 a month...I believe it is about $109 a month for children until age 19 and goes up from there.  He will be at his current rate until age 44, then it will go up about $20, but hopefully he'll be working then and have insurance with his job.    He had a 6 month wait after he lost insurance before he qualified for PCIP, so that was my only quarrel with the program.  He was hospitalized during that time at a cost of $60K which, of course, he'll never be able to pay off, but at least now he can see a doctor, get scans, and have surgery if the doctor decides he needs it for his pancreatitis.  It also comes with a drug plan with $3 or $4 co-pays for generics and about $20 for brand name. His co-pays are $25, which is cheaper than I pay with Medicare. My only real complaint so far was the 6 month wait which someone with cancer would not be able to do, so I think that needs to be fixed.  I have a friend here in AZ who had a stroke, and was on AZ Medicaid but our Governor cut Medicaid back and he lost that, but the 6 month wait still kept him from getting on the PCIP insurance which made no sense at all.  I think the qualification for 6 month wait should be waived in the case of people who lose their jobs and insurance or who get dropped by state programs through no fault ofo their own.  Even so, it has been a blessing for my son.

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Bill & Mary Vandivier

Pittsburgh, PA,

My son graduated from college in 2009, and worked part time jobs until late 2011. He is 24 years old, and for the two and a half years following graduation I provided his health insurance thanks (I believe) to the law allowing kids through 26 to stay on their parents' policy. 

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lee slaughter

decatur, ga, disabled health care worker

Thanks to the health care law...I could afford to retain my health care insurance after a crippling injury at work.  I fell at work, breaking both femurs. I worked in critical care in an acute care hospital in Las Vegas,NV. My employer fought me in court and won, thereby dening me worker's comp. I had long term disability insurance and that was my only income. My COBRA payments were exhorbitant until President Obama made them affordable. It is 3 years and 4 surgeries later and I am still disabled but getting better. I lost 60% of my income and have been reduced to a below poverty existence. Thanks to President Obama's Affordable Health Care Act, I have had insurance coverage and can afford my medications and rehab. I hope to back at work this year. Cecilia Lee Slaughter, cardiac monitor tech

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Kathleen Gallagher

Novato, CA, unemplyed

I want to let you know that there are many of us that insurance is still comletely unaffordable.  I have not had insurance for 4 years.  Not one thing that has changed has helped me at all.  For myself and my daughter it would cost over 600.00 a month which is out of the question.  The changes to insurance has not helped at all because it it absolutely not affordable unless you make about 60,000 a year, i have been unemployed for three years now.  In California it is not affordable for most people making less than 50k a year and even then for 3 people it would be about 900.00 a month with a huge deductable.

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Mark Marino

Spokane, Washington, Self Employed

What happened to all the states that appealed to the Supreme Court because this law is unconstitutional? Mandatory Health Care, still, only benefits the wealthiest people in the country.

http://m.guardian.co.uk/business/2011/dec/14/healthcare-ceos-americas-be...

Meet the new 1%: healthcare CEOs replace bankers as America's best paid No bankers in top 10 of America's best-paid executives, but those in charge of healthcare and drugs firms are in the money.

My state has even made it mandatory for self employed independent contractors through L&I! Just another case of the rich getting richer and poor getting poorer.

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Janalee Roy

Tacoma, WA, Registered Nurse, retired

I am age 60 and unable to work due to caring for a family member with dementia.  Were I to lose my insurance, I would now be able to purchase a new policy despite having a long list of pre-existing conditions.Also, my daughter got to go back on my health insurance for one year while in grad school and was able to get the eye surgery she needed.

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