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Share Your Story: What do preventive health services with no co-pays or deductibles mean to you?

Has cost ever kept you or a family member from getting preventive care? Has it forced you to make tough choices, like delaying a health screening despite family history or putting off paying a bill so you can afford to see a doctor? We also would like to hear about any success stories! Have you received a benefit with no co-pay? Whatever it is, we want to hear from you!

Thanks to the health care law, new insurance plans are required to cover certain women's preventive health services with no co-payments or deductibles at the start of their next plan year. According to the Department of Health and Human Services, 47 million women will benefit from these new services. That's huge!

Tell us — what do preventive health services with no co-pays or deductibles mean to you?

Your Stories

Rita

, CA,

It means, to me, that having kids will be a choice. No woman will be forced into an unintentional pregnancy because she won't have access to effective hormonal contreceptives. No woman will live Michelle Duggar's lifestyle without wanting to.

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sharon salituro

kenosha, Wisconsin, receptionist

I am 59 years old.  Lost my job 3 years ago because the company moved all jobs to PA. Since than I have worked seasonal jobs and right now I am working part time as a receptionist.  Since I have had cancer twice in my life, I do have to go see the doctor at least once a year for check ups. Without these services and others, I along with several thousands of people will not be able to get the medial attetion that they need.  I am not one of those people who go to the doctor for every little thing.  I only go when I have my check ups and when I need my pap test.  We need this health insurance to not be over turned.  I watch my sister suffer though cancer after her battle she passed away last April.  One of the biggest items that were weighting on her mind was the cost of her hospital and other medical bills.  She did not want to leave these bills for her family.  She did have a good job until her cancer kept coming back and the bills started to pile up.    I can't even thing of Romney getting into office.  He has stated that he would get rid of planned parenthood.  I guess with all his money, his wife doesn't have to worry about being able to get her pap test or a mammagram.  This is a great organization that helps women get the medical attention that they need and not have to worry that they would have to choose between eating and paying medical bills.

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Ellen Rose Robinosn

Albuquerque, New Mexico, retired

In  November of 1990, two of us, a friend who was also an activist in the peace movement and I, were diagnosed with colon cancer. I had health insurance through my husband's job as a professor. My friend had none. Because I was diagnosed early, the doctor took out the internal malignent polyp, and then removed 4 inches of colon, plus some other items that it would have matasticized to cancer. As a result, I was cured in a matter of a month, and didn't have to have radiation or chemotherapy. I was advised to have colonoscopies every year for 5 years, and then went down to every 3 years. Blessed relief!My friend did not have insurance; she used most of her money to pay for her children's needs. She was diagnosed, finally, at the same time I was, but it was already months too late. She died in January of 1991, about the time I was cured without consequences.Insurance care really matters to me, and I have been actively pushing for it ever since!   

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LAURA ANN K BERNSTEIN

Hartsdale, New York, Certified Peer Advocate Certified Peer Facilitator for People With Disabilities like me

I am a 49 year old woman with disabilities . I was born with brain damage and have 3 college degrees and 2 certification.In the 30 years that I acheived all that I have had 3 benign brain tumors .One of which is enlarged and probably ready to treat. The past treatments were Neuro Surgery in 1991 and radiation 5 days a week for a whole month including on my Birthday. If I did not have Medicare under my dad as well as his HMO I would never be able to see the specialists I need based on just Medicaid. I also am a survior of PT SD . I am a very active Volunteer for President Obama Re Election Campaign. If people like me with disabilities or seniors want to definitely get decent health care we need OBAMA CARE. Laura Ann K Bernstein

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Yeshiembet

Oakland, CA, disablity

 I am a senior citizen who is fortunate enough to have Medical.  In 1999 I was confronted with multiple health hazard, and had I not entitled to Medical it would have been very tough.  Still, I am suffering with extremely dry mouth and dry eyes (Sjogren's syndrome) and medication not covered by Medical; which I have to cover it out of my income.  I can imagine how devasting experience it would be for those who have no health coverage at all.I think since health is wealth for every one, I strongly support health education and to boost the awarness of the society and how to keep day to day health situation in order to remain healthy; also to inform to eat the right food in order to be away from obesity.   

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Bob Duke

, VA,

My nephew has a brain tumor and needs expensive medical treatment.  I fear my sibling will go bankrupt if Obamacare is overturned.  

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tanya marquette

new paltz, new york,

I have never had medical insurance as an adult.  I do not believe in the medical industry that exists in the US.  It would be a good thing if we really had health care based on evidenciary science and not what the drug and chemical corporations foist on us.  There are times when getting a meaningful diagnosis would have been helpful such as the lower back pain that has plagued me since an auto accident last year.  There is no way I can afford the runaround between so-called specialists who might diagnose the problem.  All they want to do is give drugs which I would not touch.  They don't heal; only supress and then do additional harm.   What would be meaningful is full access to all healing protocols including the holisitic ones.  Without such health freedom access, medical insurance is a very scarey and unaffordable prospect.

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Nancy Judd

Keene, NH, adjunct college professor

 I am semi-retired and I remember well the years that I paid out of pocket for my Pap Smears and Mammograms because they were not covered by my insurance.Now that I am living on Social Security, if Medicare did not cover them, I would not be able to afford getting these services.

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Anita Gault

Jul, SC, unemployed

It really upsets me to know that there are so many Americans that do without health care. Many lose their wealth and their health because of this.  That is a disgrace to America workers.  I have worked all my life, once I started having medical issues the employers wanted me out.   Just because some of us have health issues does not mean that we can not be productive in society.,  Nor should it be a leverage for employers to be able to get rid of a employee.  There is not an Amercian that does not need health insurance.  It should have nothing to do with who you are, race, age, ethnic, etc.  It is wrong for women to have the same job as a male but not have insurance.  That is discrimination and I have been discriminated against in this manner.  Health care needs and over haul so that Amercans can get medical assistance.  It is about saving lifes not losing them because America health Insurance System needs overhauled.   Women or children should not  be punished just because they are from single parent families.  Wake up Washington you are hurting Americans and the deversity that America is about.  God please help our health care system save lifes not hurt lifes and their families.    I have spoke to many elderly that have worked all their life but they have to do without because our health system is failing Americans.

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Karen Garrett

Scottsdale, AZ, unemployed

I have been unemployed for 2 1/2 years except for some part time work as a caregiver for my mother.  All the while looking feverishly for regular employment.  Nothing to date.  My mother just passed away so I don't even have that.  I have not been able to see a doctor or dentist in all this time.  I was not even given AHCCCS.  I am applying again.  I am now experiencing concerns that it would be nice to be able to get some help.  Even many employers these days do not offer benefits.  I just don't know what to do anymore!

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