Share Your Story: What does birth control without co-pays mean for you?
Has cost ever kept you from using the method of birth control that’s best for you? Has it forced you to make tough choices, like going without birth control or even delaying paying a bill so you can afford it?
Thanks to the health care law, new insurance plans are required to cover birth control and other women’s preventive health services with no co-payments or deductibles at the start of their next plan year. As more health plans come under the law’s reach, more and more women will be able to keep their wallets closed when they pick up their birth control.
Tell us — what does it mean to you that you will soon get birth control with no co-pays or deductibles?
Please note: The views expressed in the stories below are those of the authors themselves and do not necessarily reflect the opinions of the National Women's Law Center. All statements of fact in these stories have been provided by the individual authors, and the National Women's Law Center cannot and does not vouch for their accuracy. The Center will compile the stories and may use them, in whole or in part, in our advocacy efforts.
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Your Stories
Nita Bogart
, HI,
While I am past the childbearing years, I am very concerned about the rights of women to have the option to receive birth control whether they can afford them out-of-pocket or not. Those who want to reduce availability of choice, seem to be unaware of what unrestricted procreation has done to our economy. (Read Diamond's Guns, Germs, and Steel for a fascinating study of the devastqtion of overpopulation). Women shouldn't HAVE to bear and care for children they cannot afford, nor should a society that loves children force them to with restrictive health care. I've worked with unwante/unloved children and their frustrated mothers and non-involved fathers....the burden such blindness to women's needs puts upon the rest of us should make us more conscious of what such beliefs engender. I was able to get birth control so that I could have a family when I was ready to be and was blessed with two children who are wonderful parents themselves and whose lives and work enriches the world. I wish all women were so fortunate!
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Amanda Maynard
Boonsboro, Maryland, Stay-At-Home Mom
Thanks to Medicaid, I was able to get my tubes tied five years ago after my youngest daughter was born, so my childbearing years are for all intents and purposes over. However, being a member of the working class means that I've had my share of struggles being able to access effective, reliable birth control over the years. There were times when I had to pay for my birth control pills out of pocket because insurance wouldn't cover it or the provider insisted that I show a "valid medical reason" for needing the Pill-apparently, pregnancy prevention wasn't a legitimate reason for them! I used it to control severe menstrual symptoms (as in severe bleeding, killer cramps, and monster PMS mood swings on top of an irregular cycle), but felt strongly that what a woman needs the Pill for is nobody's business but her own and I told the insurance company as much! After our first daughter was born, we had to switch to condoms and spermicide because we didn't have health insurance through my husband's job, we couldn't afford private coverage due to the prohibitive cost, we didn't qualify for Medicaid (my husband "made too much money" in spite of the fact that we could barely afford rent, utilities, gas, and food already!), and OTC methods like condoms were cheaper and didn't require the additional expense of a doctor's visit. That's how we got our second daughter-apparently one of the condoms failed despite VERY careful use! Birth control without co-pays may have come along slightly too late for us, but since we have two daughters who will benefit from this when they hit childbearing age, I have DOUBLE the reasons to be grateful that this provision is in place! They won't have to fight the insurers tooth and nail to get their contraceptive medication for whatever reasons they need it, and they'll have more control over when and how many children they have. And if they opt to remain childfree like my sister and brother-in-law did (and had to jump through a ridiculous amount of hoops to ensure that things stayed that way thanks to society's outmoded attitude that not having kids is a BAD thing!), they will have an easier time ensuring that as well! My daughters won't have to choose between paying rent and paying for birth control. They won't have to argue with insurance providers over WHY they need birth control. They will be free to determine the path of their own lives without being shackled to their cycles. This is TRUE freedom for women!
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jim
, michigan,
This is just another example of insurance companies "insuring" their (40%) profit margins by providing less services. It appears the two most victimized groups in this election cycle are women and gays. It's a great way for insurance companies to generate more profits and have the added bonus to express there hatred and/or control over these groups. These reproductive rights issues are really no-ones business except for the women involved and I wish the government and insurance would stay out of it.I do not see how this helps but only makes things difficult for women who want to protect themselves. In addition, this keeps the "fear" alive about who will and will not be able to get the proper health care coverage. Sadly, it seems "Health Care" is becoming another area where only the healthy will be allowed coverage. That must be why they call it "Health Care". Because it's only for the healthy!
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Erin Bulman
Portland, OR, retired
It means that young women will have opportunities that I did not, when I was of child-bearing age. Neither my husband and I wanted children, for good reason. Neither of us felt we could give a child the love and guidance that every child needs. I know too many couples who had children because they did not practice family planning, and were pressured (as were we) to produce grandchildren, nieces or nephews or just babies to coo over for a few minutes without responsibility. I saw them become depressed and unhappy, trying to fulfil the dreams of others, by giving up their own. Divorces, arguments, and ultimately children who suffered.When I became pregnant, after trying very hard to be careful (the pill was just coming on the market), we had to go to Mexico to have the abortion - a terrifying experience for both of us, which put my health into hands that I could only hope were the right ones. It turned out very well, the procedure and the care I received were excellent and I experienced no side-effects. But no woman should have to do this. We deserve both the right to make our own decisions, take appropriate steps to prevent or abort a pregnancy, and respect for our choices. Some years later, after I had begun using the pill, my husband had a vasectomy. We never had any regrets - quite the opposite. My husband had developed severe heart disease and Hepatitis C from blood transfusions. Several times, he was near death and we were so grateful that he would not leave me with small children to raise alone without sufficient funds to provide for a good education and a proper environment with a parent able to spend the time to love and nourish them.I am insulted that anyone could regard my choice as selfish, or morally deficient. My heart aches for all children who lack the attention, love and guidance of happy, truly caring parents. They are not stupid, nor unobservant. They are the ones who suffer from divorce and reluctant mothers or fathers. Having children is an enormous commitment which too many are not prepared for. Today, we still do not even have proper sex education and do not provide support for either children or parents that they need when they have children without understanding the commitment required. Free access to birth control is essential.
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John Kramer
Marshfield, Massachusetts,
I am a conservative Republican and I am for less government. I support a woman's right to have an abortion. I think insurance companies should provide coverage to women seeking abortions. I also think insurance companies should cover birth control. There could be some breakthroughs for aborted fetuses to cure so many kinds of disease for people young and old. I support school choice programs for parents. I support peoples' rights to bear arms. I am oppossed to censorship. I support legalize prostitution. I am a real peoples' rights person.
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Tania Morse
Fontana, CA,
I currently do not pay for my birth control, as I am on Medicaid. However, when I am able to afford my own insurance, it will be quite a relief that I will not have the extra burden of paying a copay for it. I use birth control as a means of regulating my periods. I have cysts in both ovaries, and they cause my periods to be highly irregular and extremely heavy. Being on birth control means I can get on with my life without having to have one week per month that is on hold.
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Melinda Griego
Santa Fe, New Mexico,
Freedom from spending money on a necessity that should be shared by my husband/boyfriend. I love my children, but if I was constantly pregnant or worrying about birth control or the lack of money for birth control, or another mouth to feed, I would not be able to spend quality time with them, and now I can spend the money I used to pay the birth control, or a pregnancy that was not planned, on things my children will need. I also thank Mr. Hablinski for his support, I hope there are other men out there that feel the same way that you do. Taking care of women and their health is important, since women take care of most everyone else.
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Beth Fisher
, Colorado, Medical Technologist
I am now post menopausal, but this issue brings back the memories of coming of age in New York State. It was illegal to get birth control unless you were married, regardless of your age. The exception was for control of menstrual problems. I was terrified of becoming pregnant, so I did scrimp on things to make sure I had my pills. I have fought this fight once, and I thought I had it won. Now a group of people with no common sense or humanity want to make sure that women are back in the tenth century, when we were in the same class with the family cow. Perhaps it is a comfort to them to be so very sure that they are right and have all the answers for everyone else that theycan insist on dictating the most intimate decisions a women can make. May their chickens come home to roost on them.
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Shirley
Melbourne, Florida, Teacher
As happy as I am for other women who will benefit from this, I am still without healthcare, birth control, etc......... I sincerely hope that we go back to Obama's original plan of free health care for everyone and drop the middle man insurance companies which the rich Republicans are shoving down our throats. This new law means nothing to me. I am a former history professor who is currently out of work. Thank you for this forum.
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Angela
, NY,
Birth control without co-pays means everything to me - it is a pro-choice and pro-life necessity. With more access to oral contraception, more women will be able to prevent unwanted pregnancies that lead to the hight rates of abortion, as well as the high rates of children placed in foster care, in this country. We are saving lives by given women the right to own their wombs.
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