Share Your Story: What does birth control without co-pays mean for you?
Has cost ever kept you from using the method of birth control that’s best for you? Has it forced you to make tough choices, like going without birth control or even delaying paying a bill so you can afford it?
Thanks to the health care law, new insurance plans are required to cover birth control and other women’s preventive health services with no co-payments or deductibles at the start of their next plan year. As more health plans come under the law’s reach, more and more women will be able to keep their wallets closed when they pick up their birth control.
Tell us — what does it mean to you that you will soon get birth control with no co-pays or deductibles?
Please note: The views expressed in the stories below are those of the authors themselves and do not necessarily reflect the opinions of the National Women's Law Center. All statements of fact in these stories have been provided by the individual authors, and the National Women's Law Center cannot and does not vouch for their accuracy. The Center will compile the stories and may use them, in whole or in part, in our advocacy efforts.
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Your Stories
Kiana Gomillion
New York, New York, Student
Birth control with no co-pays would I don't have to worry about unplanned pregnancy
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SMB
Jackson, MI,
Having access to birth control is important, especially when initially entering into a relationship. In the area where I live, I have seen too many people enter relationships and accidentally get pregnant. Sometimes the man would offer to take care of the child; more often than not, they bail out, leaving the mother to have to go through the court system to seek out child support and put their children through a lifetime of dysfunction that inevitably perpetuates the cycle for future generations. Having access to birth control meant that I was in control of my destiny and future, not allowing myself to be subject to the whims of some immature man who was little more than an overgrown adolescent himself. I was able to chose to leave the relationship if it proved to be unhealthy or potentially harmful for me, and not stay and prolong the agony because of children being in the middle of it. Because my own family has a history of depression, bipolar disorder and substance abuse, I chose not to have children, which is fine in my case. I do not have to deal with the guilt of dragging innocent lives through my personal guano. Had Rowe vs. Wade never came about, and we did not have leaders who currently advocate for women's health, I shudder to think of the alternative.
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Gale Rullmann
, North Carolina,
What birth control pills mean to me with out copay or any payment? It means allot! I remember having to pay for my own birth control pills when I was younger and it was about 72.00 dollars a year. Okay so now you know that I am allot older and certainly do not need birth control. This will help allot of single women on their own and married women who would rather plan if they perfer to have children. Access to birth control will decrease the population and could help by keeping it in control. We are having a population explosion and by the year 2025 we could have about 7 billion people on this earth! The more people the more we need and have to destroy in order to provide for everyone. Birth control will also minimize the percentage of abortions. I am not against abortions but if there is a way to prevent abortions, I am all for it. It gives the control to the woman when she would want to have children. It is a better way for a family to plan their future so any children that they do have will hopefully have all that they need.
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Camille Landry
Warr Acres, OK, Data Analyst
I was a young mother, working from home and caring for my 3 children. As an independent contractor I received no benefits. My husband worked for a national fast food chain as a regional manager. We had insurance through his job but copays were high since we had not met our deductible. In order to get prescription contraceptives, I needed to come up with $80 for an office visit, another $65 for a Pap smear plus the cost of the birth control pills themselves. I had to choose between paying the electric bill and getting the health services I needed.I now have five children (one additional birth child plus an adopted daughter). I love and cherish all of them and wouldn't trade any of them for the world, but the capricious and greedy provisions of most health care insurers prior to the Affordable Care Act have caused a lot of misfortune to a lot of people. Hard-working Americans (and any other kind of Americans!) should not have to choose between survival, sustenance and health care.PS - Needless to say, my adopted child would probably never have been born had contraception been free and readily available to her young mother, who was in no way ready for parenthood.Thank you, President Obama and the congresspeople who gave us Obamacare.
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Tracey
Trevose, PA, Teacher
Recently I have begun paying back a huge debt toward my student loans. This has caused an extreme financial burden on my fiancee and me. I had to go into a special program for credit card debt. Every month I have to weigh the costs of an extra doctor bill due to my asthma and birth control co-pays for medication and doctor visits. I have so many house hold bills already. We try to pay what we can towards expenses, but sometimes its do I buy necessary groceries or pick up my birth control? We are trying to stabalize our debt but medical expenses are an added expense we can barely afford.
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Margaret
Pueblo, CO, Homemaker/Retired
What contraceptives w/o co-pay mean to me? Personally nothing, as I have had hysterectomy long time ago. However, yes, they mean that more women will avoid unwanted pregnancies AND unwanted children, thus less children will end up on welfare, thus the resources that are based on my tax money, will not be stretched so thin. Also, I am glad for women who need hormonal therapy, delivered via contraceptives. Some of them were unable to afford the overpriced pills, but now their death panels, ehm, insurance companies, can't deny them the meds they need.
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luzmejor
Roswell, NM, A retired RN who worked in general hospitals as student and professional
I studied nursing for 3 years in the old hospital-based training schools during the early 1950s. We lived on the hospital grounds, worked and studied there every day and were sent to specialty hospitals as well. WWII had ended and the Korean War and who knows what other hidden wars of conquest were definitely ON.We were taught by physicians, nurses and professionals in all specialties current at that time. I can say with no exaggeration at all, that except for my fellow nurses, other patients and a few wise and sympathetic doctors, even very dignified pregnant women were treated as though they had engaged in a great sin in "getting themselves pregnant.." During my first year, other nurses relayed to me the news that any woman brought into that hospitals emergency room with severe vaginal bleeding was to be turned away. When I asked why, I was told that even without being examined, she would automatically be suspected of attempting an abortion and hospital officials would then be charged with a crime that probably nobody had even attempted.Such is the power of prejudices of any and all kindsThat bigoted opinion against pregnant women must endow its believers with some special treatment or permanent status because there is no other apparent reason for such a prejudice to exist. I dare say that those Holier-than-God persons are actually questioning the wisdom of the Almighty Herself!What brought me to the knowledge that females were not treated as equals anywhere is that I had already been observing their bad treatment by authority figures since I was a young child.
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Jacqui Black
Evanston, IL, Real Estate
As a U.K. citizen I received FREE contraception from the National Health Service (NHS) when I requested it at age 23 in 1970. From then on, until I moved to the United States in 1982, I did not have to think about it or ever worry about getting pregnant.It is now 2012 and the United States of America is still discussing issues which became non-subjects in the rest of the developed world (and some less developed nations as well) decades ago. Thank G-d for President Obama and his vision to bring America out of the "dark ages" . Next step Single Payer Health Care!
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William Fraser
Santa Cruz, CA, Software Engineer
This doesn't affect me directly, because I had a vasectomy following the birth of my second child, but I am quite pleased to think that money will no longer be the reason that people avoid taking birth control.This could be a major step forward in stabilizing our population.
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Harriet
, Minnesota,
I am not at an age anymore where I need birth control, but I have two daugters who do. Both are very hard working women. My oldest daughter does not have insurance and she has gone to Planned Parenthood for her yearly exams in the past. Getting yearly exams for prevention of cancer and as well as birth control would really help both my daughters as they both make under $30 thou a year. These exams are something a woman needs to in order to detect early forms of cancer, and are very necesssary for every women's health.I also take bio-identical hormones for menopause and just found out from my insurance company they no longer cover those hormones and I will have to pay out of pocket for them. While I am nearing the end of my need for these hormones I still use them now. I feel bad for many women who are just starting to go though debilitating meopausal symptoms and will not be able to afford this type of help either.Women's health needs have been ingored and put on the back burner for way too long. There a too many women who haven't been able to afford these services and that's a real shame. I don't understand the big hoop-de-doo over women getting preventative care and coverage when they cannot afford it. It truly boggles my mind.
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