Thanks to the Affordable Care Act, insurance plans offered in Connecticut will no longer discriminate against women and men over 40.
Connecticut is 1 of 15 states that require health insurance plans to cover some infertility services. While the Connecticut law expanded women’s access to infertility services, it also allowed issuers to limit infertility coverage to women under age 40. As we detailed in our State of Women’s Coverage report released earlier this year, five issuers offering plans in 2015 through the state’s health insurance marketplace, Access Health CT, discriminate based on age by limiting infertility coverage to women under age 40. According to data by the Center for Disease Control and Prevention, over 23 percent of assisted reproductive technology services [PDF] used by women are used by women over age 40. Read more »
When you’re planning a wedding, the to do lists just keep growing. You need a location. You need a caterer. A florist. An officiant. A health insurance assistor. A photographer. You need to pick out invitations, trim down the invitation list, pick the best health coverage option, choose a menu.
Wait, what was that about health insurance and health coverage? Read more »
After all the politics have been debated and the newspapers recycled, the bottom line is that the Supreme Court’s decision in King v. Burwell means that millions of women will be able to keep their affordable health coverage.
The ACA made dramatic improvements in women’s health coverage. The ACA ensures that health insurance companies can no longer discriminate against women, and requires plans to offer women coverage for maternity care and prescription drugs. And they must cover preventive services, such as breastfeeding supports and supplies and birth control, without any copayments, deductibles or coinsurance.
Health Insurance Plans Must Comply With the Law Read more »
The Obama Administration gave expectant moms a belated mother’s day gift. Guidance issued yesterday clarifies that new insurance plans must cover preventive prenatal services without cost sharing for all dependents — including expectant mothers enrolled on a parent’s plan. This is great news for expectant mothers who discover once they are pregnant that they don’t have maternity coverage under their parent’s plan.
Yesterday, the National Women’s Law Center issued an extensive report on insurance issuers’ compliance with Affordable Care Act requirements for women’s health coverage. We found violations in health plans offered in all 15 states in our study — which tells us that women covered by other issuers, and in other states, are probably also being denied coverage for the critical women’s health services guaranteed by the law.
The ACA made dramatic improvements in women’s health coverage by ensuring that health insurance companies can no longer discriminate against women, and requiring plans to offer women coverage for critical health services like maternity care, birth control and prescription drugs. But these guarantees ring hollow when insurance issuers are able to offer coverage that violates these requirements. Read more »
Here at NWLC, we are big fans of the Affordable Care Act’s birth control benefit because it removes cost barriers to birth control and has the potential to change women’s lives. Which is why the findings in our report, “State of Birth Control Coverage: Health Plan Violations of the Affordable Care Act,” are so troubling. While most women are getting coverage of birth control without out-of-pocket costs like the law requires, some insurance companies are not complying with the law. Some insurance companies charge women for their birth control, do not cover it at all, charge for services associated with the birth control, or place unallowable limits on the coverage. When we uncover these violations of the law, we know that women aren’t able to access their birth control method because of the cost barrier. Read more »
Is it working? In the health care context, you might ask this about a prescription drug, a chemotherapy regimen, or a rehabilitation plan. But we don’t really need to ask that any longer about the Affordable Care Act. According to the latest Gallup-Healthways survey, the uninsured rate among American adults has fallen to 11.9 percent — a drop of more than 5 percentage points since the end of 2013, which was right before coverage began through the ACA’s health care Marketplaces.
While it is exciting enough to see the uninsured rate for American adults fall by nearly one-third, it is even more exciting to see that the groups most likely to lack insurance — low-income Americans, Latinos, young adults and African Americans — have seen the most change under the law. The good folks at Gallup-Healthways haven’t broken down their data by gender, but we do know that 54 percent of Marketplace enrollees are women — which tells us that many of the individuals with new coverage are likely to be women. Read more »
Can you believe it? The ACA is already five years old. It seems like just yesterday we were celebrating the law’s passage. Today, we can celebrate the law’s continued success.
It’s clear the law is working. Because of the ACA, women are protected from discriminatory health insurance practices, health coverage is more affordable and easier to obtain, and women have better access to many of the health services they need. Read more »