If you have access to health insurance coverage outside the health insurance marketplace (if you have coverage through your employer or a public insurance program such as Medicaid), then you are not eligible for the health insurance tax credits. But there is a special rule for employment based coverage – if your employer offers coverage that is unaffordable or doesn’t provide enough coverage, then you can say no to your employer coverage and enroll in the marketplace with a health insurance tax credit (if you’re otherwise eligible for the tax credit). Read more »
Next week, advocates from across the country will meet at the White House to discuss issues that are important to working families. On the Center’s list of issues is access to safe and affordable reproductive health services. Reproductive health services are definitely important for a family’s physical health and well-being, since being able to plan and space pregnancies is good for the health of mothers and children, but reproductive health is also crucial for working families’ economic health and security.
When women can control their reproductive decision-making, their educational and professional opportunities and even their lifetime earnings can increase. One study found that women with access to contraception were more likely to be in college and had higher earnings long into their careers, while another [PDF] pointed to contraception as a reason for the narrowing of the wage gap. With access to safe reproductive health care, women are better able to achieve educational and professional goals and support their families and themselves, both emotionally and financially. Read more »
I love Tennessee. It’s where I grew up; running cross country through amazing forests and watching friends develop amazing musical talents. Life in Tennessee is relaxed, the people are so nice, and I relish each visit back to my home state, whether it is to take my kids to the new park downtown or to go Honky Tonkin with my best friend.
But there are times when I really get sad over Tennessee’s future – like refusing to expand Medicaid and efforts to amend the state Constitution in order to attack abortion access. I am only more troubled by the recent news that Tennessee has become the first state to outright criminalize women who illegally use a narcotic drug and experience a bad pregnancy outcome (if the baby being born is “addicted, is harmed, or dies because of the drug”).
Look, I get why people could support this law – they think it could stop drug using during pregnancy. As one bill co-sponsor explained: “we need to help [pregnant mothers] see the seriousness behind the offense and help them get the help they need.” Read more »
Maine is one of 24 states that have not taken federal funding to cover more people in Medicaid. Under the health care law, women and their families in every state are eligible for tax credits to help them afford health insurance, depending on their family income. In states that accept federal money to expand coverage through Medicaid, people with lower incomes will also have affordable coverage. But in states that turn down the money, people with lower incomes (and those who do not meet other strict eligibility criteria) will not get any financial help for health insurance costs. That’s the “coverage gap” too many women and families are facing right now. Read more »
The start of spring brings some seasonal maternal responsibilities. My daughter is six, so these tasks include finding the shin guards and cleats that she dumped in a closet after the last soccer game last fall – ideally before the first spring soccer game, not after. Determining if she has outgrown all, or only half, of her warmer-weather clothes. Helping her finally ride her bike with confidence, and without training wheels.
I expect that as kids get older, these springtime responsibilities might change a bit. Maybe I will need to nudge her to keep working on a year-end project or to practice before the spring piano recital. Or to use some caution and common sense during a spring break trip to the beach. Read more »
There is still more to be done. Women in other complicated circumstances are still unable to access the health insurance subsidies. For example, a woman who was abandoned and has no contact with her spouse will not be able to file a joint tax return. Some married couples have been separated for years without any formal legal separation or divorce and may no longer be in contact. Earlier this week, the National Women’s Law Center sent a letter signed by 49 organizations asking for survivors of domestic violence, abandoned spouses and individuals in other complicated circumstances to have access to the health insurance subsidies. Read more »
This is the last week of open enrollment for the new healthcare marketplaces. That means you only have 7 days to sign up for an affordable health plan and #getcovered. So I suggest heading over to healthcare.gov right now, before it’s too late. But if you need more convincing, I’ve got 7 reasons why you should sign up for affordable health coverage before the March 31st deadline.
But wait, you ask—what do taxes have to do with signing up for health insurance? Quite a bit, it turns out. The IRS just released some health care tax tips—from those, here are a couple of really important highlights to keep in mind between now and next tax season. And yes, I did say next tax season—what you know now will definitely help you later. Read more »
Last week, the Department of Health and Human Services (HHS) announced that over three million people have selected health insurance plans through the new Health Insurance Marketplaces. It’s no surprise that 55 percent of these new enrollees are women. Because of the Affordable Care Act (ACA), insurance purchased on the Marketplaces offers women new benefits and protections while also providing financial help to pay for coverage for themselves and their family.
HHS released cumulative data for the first four months of open enrollment. The HHS report [PDF] provides detailed data on the plans selected on Healthcare.gov, the federally facilitated marketplace (FFM), and provides more limited information about the 15 state-based marketplaces. We looked at the data for the plans selected through the FFM and crunched the numbers to see how many women – specifically, those of reproductive age – are enrolling in health coverage:
Over 430,000 women of reproductive age (between the ages of 18 and 44) have selected a health insurance plan.
Nearly 40 percent of all female enrollees on Healthcare.gov are of reproductive age.
Of all enrollees aged 18 to 44, 55 percent are women.
My mom is a busy person. She’s a rock star teacher, a single parent, an entrepreneur, and an active volunteer. So when she also finds time to swing by the post office to send a care package to me across the country, I am seriously impressed.
Most often, a care package will arrive near Valentine’s Day — a holiday that my family has always celebrated detached from any romantic connotations, choosing instead to focus on our shared love of sweets. And because my mom is a busy person, the assembly of said Valentine’s care package can seem … haphazard … to the untrained eye.
For example, items that I have received in past packages include: Read more »