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Preventive Health Care & Services

The ACA Contraceptive Coverage Lawsuits: The Employee’s Right to Comprehensive Insurance Coverage

Last week at a lunch with African advocates for women’s rights, we discussed pregnancy rates in Africa and the United States. Across the continents one thing remained constant—women have better outcomes when they are able to control their fertility. They enjoy greater freedom to pursue academic studies or careers, and to plan their lives as they see fit.

The ACA’s contraceptive coverage rule affords 47 million women this freedom by ensuring that they will be able to access birth control and related information through private insurance without having to worry about the cost. While many celebrate the anticipated improvements to women and children’s health, others are infuriated by the rule.

Opponents to birth control have made speeches decrying the rule, hosted conferences and brought lawsuit, after lawsuit, after lawsuit... Since the lawsuits have proved to be a publicity-gaining tool, we can anticipate many more. Read more »

Yes to Birth Control. No to Co-Pays.

Yes to Birth Control. No to Co-Pays.

Yes to Birth Control. No to Co-Pays.
Tell your Members of Congress you support women's access to preventive health services without co-pays or deductibles.
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Women's lives are about to get a little easier (and less expensive). Thanks to the health care law, today a provision goes into effect requiring birth control and other preventive services that women need be covered without a co-payment or a deductible! Over time, as an increasing number of new plans come under the law's reach, more women could have access to these services with no extra cost.

Tell your Members of Congress today how much this means to you and that you support women's access to preventive health services without co-pays or deductibles.

The preventive health services included in new plans are: well-woman visits, breastfeeding assistance and supplies, domestic violence counseling, screening for gestational diabetes, testing for high-risk strains of HPV, screening for sexually transmitted infections including HIV, and all FDA-approved methods of contraception. Read more »

Protecting Our Hearts, With No Cost Sharing

I couldn’t remember the last time I had my cholesterol screened.

That probably isn’t a good thing given that there is a history of heart disease in my family. But I kept coming up with excuses not to get tested – I already have a lot of doctor appointments - I don’t have a primary care provider - I eat healthy - I’m too young to worry about cholesterol.

Then the health care law was passed and, after a few months, all new health plans had to provide certain preventive services with no cost sharing.

Eliminating the small copay for my preventive visit may not have been much, but it meant one less hurdle. I also started thinking about why these services are required to be provided with no cost sharing. Preventive services are important. Read more »

Silencing Women Didn’t End with Sandra Fluke

The House of Representatives is currently considering a bill, H.R. 5, which would reform medical malpractice laws. Several Congresswomen drafted an amendment to this bill which would have limited the bill’s malpractice protections if the malpractice claim is based on a violation of the health care reform law related to the women’s preventive health services. The Congresswomen went through the usual steps that an amendment must go through before it can be proposed. They worked with the Office of Legislative Counsel in drafting it. It was reviewed by the Congressional Budget Office who said its provisions would have no cost. The House Parliamentarian declared that it was germane, meaning that it was related to the underlying bill so that it could be proposed. The next step before the amendment could be debated on the floor was to have the Rules Committee allow the amendment. And then the Rules Committee attempted to silence these women, just as Rep. Issa tried to silence Sandra Fluke. Read more »

#HERvotes Blog Carnival – Fight Against an Expanded Religious Exemption to Birth Control Coverage!

HERvotesAs you may have heard, the Catholic Bishops are urging the Obama administration to expand the religious refusal clause concerning contraceptives. This could allow religiously affiliated institutions that are not churches – such as hospitals, universities, Catholic Charities, and others – to refuse to cover birth control without co-pays for their students and employees. That’s even though birth control constitutes “preventive care” under the Affordable Care Act, which is mandatorily covered at no cost by insurance plans. And as we’ve been telling you, denying contraceptive coverage is harmful to women.

In response, today the HERvotes coalition is banding together for another blog carnival to fight the Catholic bishops’ push to expand the religious exemption for employer birth control coverage. After the jump, we have links to some of the posts in today’s blog carnival to get you started reading. While you’re at it, please make sure to take a moment to tell President Obama that all women need affordable birth control. For more information about contraceptive coverage and for more resources and blogs from the NWLC, please visit our contraceptive coverage overview page.

Read more »

Deal With Your Health. And Thanks to the Affordable Care Act, We Can.

Women are unique. Our time spent as full time employees often coincides with our time spent as family caregivers. We are more times than not bombarded with societal double standards. But, we deal. We deal with these things every day, no matter how frustrating.

Not surprisingly, our health concerns and needs are unique. Thanks to the Affordable Care Act, we can be better prepared to deal with these as well.

Because of landmark legislation on the health care front, young women will now have the option to receive potentially life-saving screenings without a co-pay, making it easier for many women to access them. In fact, starting in January 2012, all new health insurance plans will be required to cover preventive care, such as STI screenings for young women at no additional cost. Read more »

It’s in the law.

 Greater protections against insurance company abuses.

  • No More Rescissions: Insurance companies are prohibited from dropping your coverage if you become sick.
  • No More Lifetime LIMITS: Insurance companies are prohibited from limiting the amount of money they will pay for your benefits over your lifetime.
  • No More Annual Caps: Insurance companies are prohibited from limiting the amount of money they will pay for benefits during one year. During 2011, annual limits cannot be lower than $750,000 & are completely prohibited by 2014.
  • No More Doctor’s Note To Visit The Ob-Gyn: The new health care law allows women to have “direct access” to this type of health care. Insurance companies are prohibited from requiring women to get referrals from their doctor for obstetrical & gynecological care.

Big News for Women’s Health – Birth Control Without Co-Pays Now a Reality

Over 60,000 of you signed our petition to support no-cost birth control, and earlier today, the Department of Health and Human Services (HHS) announced it is adopting expert recommendations to require health insurers to cover contraception, along with a number of other preventive health services for women, without charging women co-payments. We got you covered – birth control without a co-pay will soon be a reality!

Thank HHS Secretary Kathleen Sebelius for moving women’s health a huge step forward. Read more »